Pengaruh Financial Attitude dan Financial Behavior Terhadap Literasi Keuangan Usaha Mikro Kecil (UMK) di Pasar Cicurug Kabupaten Sukabumi

Authors

  • Bianca Annisa Sirait Universitas Djuanda
  • Andy Lasmana Universitas Djuanda
  • Maria Magdalena Melani Magdalena Melani Universitas Djuanda

DOI:

https://doi.org/10.56696/jaka.v5i2.11687

Keywords:

Financial Attitudes, Financial Behavior, Financial Literacy, Micro and Small Businesses

Abstract

This research looks at financial attitudes and behavior towards financial literacy in MSEs. 85 traders were respondents. The research results show that a person's financial attitude partially has a positive and significant effect on the financial literacy of MSEs in Cicurug Market, and a person's financial attitude partially has a positive and significant effect on the financial literacy of MSEs in Cicurug Market. In addition, financial attitudes simultaneously have a positive and significant effect on the financial literacy of MSEs in Cicurug Market, with financial attitudes contributing more than attitudes. These results show how important it is to increase the financial knowledge of MSEs through good management of financial attitudes and behavior.

References

Chen, H., & Volpe, R. P. (2016). An analysis of personal financial literacy among college students. Financial Services Review, 7(2), 107–128.

Fatimah, N., & Susanti. (2018). Pengaruh Pembelajaran Akuntansi Keuangan, Literasi Keuangan, dan Pendapatan Terhadap Perilaku Keuangan Mahasiswa. Jurnal Pendidikan Akuntansi (JPAK), 6(1), 48–57.

Halim, A. (2022). Pengaruh Perilaku Keuangan Dan Sikap Keuangan Terhadap Literasi Keuangan (Studi Pada Ibu Rumah Tangga di Komplek Sri Gunting Desa Sunggal Kanan). Universitas Medan Area.

Jogiyanto, H. M. (2007). Sistem Informasi Keperilakuan (Revisi). Andi Offset.

Nobes, C., & Parker, R. H. (2014). Comparative International Accounting. Pearson education.

Potrich, A. C. (2016). Development of A Financial Literacy Capital for University Students. Management Research Review, 3(39), 356–379.

Rahmayanti, W., Nuryani, H. S., & Salam, A. (2019). Pengaruh sikap keuangan dan perilaku keuangan terhadap literasi keuangan. Jurnal Manajemen Dan Bisnis, 2(1).

Rai, K. (2019). Association of Financial Attitude, Financial Behaviour and uib Financial Knowledge Towards Financial Literacy: A Structural Equation Modeling Approach. Journal of Business Reprints and Permissions, 1–10.

Ristati, R., Zulham, Z., & Sutriani. (2022). Pengaruh pengetahuan keuangan,sikap keuangan dan kepribadian terhadap perilaku manajemen keuangan pada UMKM kopi di Provinsi Aceh. Kinerja : Jurnal Ekonomi Dan Manajemen, 19(3), 576–589.

Swiecka, B., Grzesiuk, A., Korczak, D., Wyszkowska-Kaniewska, & Świecka, B. (2019). A theoretical framework for financial literacy and financial education. Financial Literacy and Financial Education, 1–12.

Wachira, I. M., & Kihiu, N. E. (2012). Impact of Financial Literacy on Access to Financial Services in Kenya. International Journal of Business and Social Value, 13(19), 42–50.

Weygandt, J. J., & Warfield, T. D. (2017). Akuntansi Keuangan Menengah, (Vol. 1). Salemba Empat.

Downloads

Published

2024-11-04

How to Cite

Annisa Sirait, B., Lasmana , A., & Magdalena Melani , M. M. M. . (2024). Pengaruh Financial Attitude dan Financial Behavior Terhadap Literasi Keuangan Usaha Mikro Kecil (UMK) di Pasar Cicurug Kabupaten Sukabumi. JAKA (Jurnal Akuntansi, Keuangan, Dan Auditing), 5(2), 20–31. https://doi.org/10.56696/jaka.v5i2.11687

Issue

Vol. 5 No. 2 (2024): JAKA (Jurnal Akuntansi, Keuangan dan Auditing)

Section

Articles

License

Copyright (c) 2024 JAKA (Jurnal Akuntansi, Keuangan, dan Auditing)

Creative Commons License

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Most read articles by the same author(s)

Obs.: This plugin requires at least one statistics/report plugin to be enabled. If your statistics plugins provide more than one metric then please also select a main metric on the admin's site settings page and/or on the journal manager's settings pages.