vinna, sephia. “The Influence of Financial Management Quality, Product Innovation, and Ease of Digital Payment on the Performance of Food and Beverage MSMEs in Ponorogo Recency”. Jurnal Penelitian Ekonomi dan Bisnis 10, no. 2 (September 29, 2025): 186–201. Accessed December 5, 2025. https://publikasi.dinus.ac.id/jpeb/article/view/12185.