JUNIANTO, E. .; SALSHABILA, V. S. Pengelompokan Pengguna Gagal Bayar Pinjaman Online pada Media Sosial Twitter Menggunakan TF-IDF dan K-Means Clustering. JOINS (Journal of Information System), [S. l.], v. 10, n. 2, p. 112–127, 2025. DOI: 10.33633/joins.v10i2.13652. Disponível em: https://publikasi.dinus.ac.id/joins/article/view/13652. Acesso em: 12 dec. 2025.