Jurnal Ekonomi dan Bisnis

A Bibliometric Analysis of Marine and Coastal Tourism Development

Tue, 22 Sep 2026 00:00:00 +0000

This study aims to analyze the evolution, structure, and research trends in global marine and coastal tourism development between 2020 and 2025, as well as to identify key research themes, influential contributors, leading countries, and collaboration networks shaping the field. A descriptive bibliometric analysis was conducted using data retrieved from the Scopus database, combining quantitative performance analysis through the Bibliometrix R package with network visualization using VOSviewer, including the application of Lotka’s Law to examine author productivity patterns. The results indicate a rapidly growing research domain, reflected in a strong annual growth rate of scientific publications and increasing global scholarly attention toward sustainable marine tourism development. The thematic analysis reveals dominant research focuses on sustainable development, ecotourism, marine environmental management, biodiversity conservation, climate change adaptation, and blue economy strategies. Collaboration patterns demonstrate a high level of international cooperation, emphasizing the interdisciplinary and transboundary nature of marine and coastal tourism issues. Overall, the findings provide a comprehensive overview of the intellectual structure and development trajectory of the field, offering valuable insights for researchers and policymakers to support evidence-based decision-making, strengthen global collaboration, and promote balanced strategies integrating tourism growth with long-term environmental sustainability.

Long Term Dynamics of Operational Efficiency in Indonesia’s Islamic Banking Sector: Digital Transformation, Business Scale, and Financing Quality within an ARDL Framework

Fikram Rasyad, Lulu Ilmiyah Nursyahidah Alwan — Tue, 22 Sep 2026 00:00:00 +0000

This study analyzes the determinants of operational efficiency in Indonesian Islamic banking, measured by the Operational Expense to Operational Income ratio (BOPO), encompassing digital transformation (JKFISIK), bank size (ASET), financing quality (NPF), external digital ecosystem (NIL), inflation (INF), and BI Rate (BIRATE). The study employs the Autoregressive Distributed Lag (ARDL) approach using monthly aggregate data from Islamic Commercial Banks and Islamic Business Units spanning January 2014 to December 2024, yielding 114 observations after adjustment. Phillips-Perron unit root tests confirm a mixed I(0) and I(1) integration order with no I(2) variables, validating the ARDL framework. The F-Bounds test produces an F-statistic of 360.50, confirming long-run cointegration. NPF emerges as the dominant determinant with a significant positive effect on BOPO, while ASET exhibits a significant positive effect contrary to the economies of scale hypothesis. JKFISIK, NIL, INF, and BIRATE are statistically insignificant. The Error Correction Term coefficient of -0.9833 indicates a 98.33 percent monthly adjustment speed toward long-run equilibrium. Parameter stability is confirmed through CUSUM tests. These findings underscore that financing quality management is the primary lever for improving operational efficiency in Indonesian Islamic banking.

Strategi Penguatan Pengorganisasian Dalam Upaya Pengembangan Usaha UMKM Otak Otak Legendaris di Universitas Trunojoyo Madura Bangkalan Indonesia

Tue, 22 Sep 2026 00:00:00 +0000

This study aims to analyze the role of organizational functions within the POAC framework as a strategy to strengthen the governance of the Otak-Otak Legendaris MSME, in order to support business development and readiness for expansion through a partnership system. The study uses a descriptive qualitative approach with data collection techniques through in-depth interviews, direct observation, and documentation. The research subjects included business owners, branch managers, and operational employees. The results showed that a simple but effective organizational structure, a rotating work system, intensive training, and regular evaluations contributed to business growth. A family-like approach to human resource management fostered employee loyalty and discipline. In addition, expansion plans through a franchise system require the establishment of a more formal organizational structure and an integrated human resource system. This study is limited to one object of study and has not measured the impact of organization quantitatively. Further research is recommended to use a comparative and quantitative approach so that the results can be more generalized and validated. The findings of this study can be used as a reference for other MSME players to strengthen their internal structures and prepare for professional and sustainable business expansion. This study offers a comprehensive and applicable organizational model for MSMEs, as well as filling a gap in the literature on the application of organizing functions in the context of partnership-based business expansion.

Penelitian ini bertujuan untuk menganalisis peran fungsi pengorganisasian dalam kerangka POAC sebagai strategi penguatan tata kelola UMKM Otak-Otak Legendaris, guna mendukung pengembangan usaha dan kesiapan ekspansi melalui sistem kemitraan. Penelitian menggunakan pendekatan kualitatif deskriptif dengan teknik pengumpulan data melalui wawancara mendalam, observasi langsung, dan dokumentasi. Subjek penelitian meliputi pemilik usaha, ketua cabang, dan karyawan operasional. Hasil penelitian menunjukkan bahwa struktur organisasi yang sederhana namun efektif, sistem kerja bergilir, pelatihan intensif, dan evaluasi rutin berkontribusi terhadap pertumbuhan usaha. Pendekatan kekeluargaan dalam pengelolaan sumber daya manusia menumbuhkan loyalitas dan kedisiplinan karyawan. Penelitian selanjutnya disarankan untuk menggunakan pendekatan komparatif dan kuantitatif agar hasilnya lebih dapat digeneralisasikan dan divalidasi. Temuan penelitian dapat dijadikan acuan bagi pelaku UMKM lain untuk memperkuat struktur internal dan mempersiapkan ekspansi usaha secara profesional dan berkelanjutan. Penelitian ini menawarkan model pengorganisasian yang komprehensif dan aplikatif bagi UMKM, serta mengisi kekosongan literatur mengenai penerapan fungsi organizing dalam konteks ekspansi usaha berbasis kemitraan

Pengaruh PMDN, PMA, Jumlah Penduduk Bekerja, Proporsi Penduduk Bersekolah Terhadap Ketimpangan Wilayah di Provinsi Jawa Timur Tahun 1995-2024

Tesalonika Pasaribu, Nugroho Sumarjiyanto Benedictus Maria — Tue, 22 Sep 2026 00:00:00 +0000

This study aims to determine the extent of regional inequality in East Java Province from 1995 to 2024 and to analyze the influence of Domestic Investment, Foreign Investment, the number of employed people, and the proportion of the population in school on regional inequality. This research uses time series data and the data source used is secondary data obtained from the Central Bureau of Statistics of East Java Province from 1995-2024. The analysis method used is multiple regression analysis with the Ordinary Least Squares (OLS) approach. To measure the level of regional inequality in East Java Province, the Williamson Index is used. The results of this study found that the Williamson Index for East Java Province from 1995 to 2024 tended to increase and ranged from 0.94 to 1. After performing regression, the results obtained are that the PMDN variable has a positive and insignificant effect on regional inequality in East Java Province from 1995-2024. Meanwhile, the PMA variable, the number of employed people, and the proportion of the population in school have a negative and significant effect on regional inequality. Simultaneously, all four variables have a significant effect on the absence.

Penelitian ini bertujuan untuk mengetahui seberapa besar tingkat ketimpangan wilayah yang terjadi di Provinsi Jawa Timur tahun 1995 hingga 2024 serta untuk menganalisis pengaruh PMDN, PMA, jumlah penduduk bekerja, proporsi penduduk bersekolah terhadap ketimpangan wilayah. Penelitian ini menggunakan jenis data time series dan sumber data yang digunakan adalah data sekunder yang diperoleh melalui Badan Pusat Statistik Provinsi Jawa Timur tahun 1995-2024. Metode analisis yang digunakan adalah analisis regresi berganda dengan pendekatan Ordinary Least Squares (OLS). Untuk mengukur tingkat ketimpangan wilayah Provinsi Jawa Timur digunakan Indeks Williamson. Hasil penelitian ini menemukan bahwa Indeks Williamson Provinsi Jawa Timur dari tahun 1995 hingga 2024 cenderung meningkat dan berada di angka 0,94 hingga 1. Setelah dilakukan regresi, maka hasil yang didapat adalah variabel PMDN memiliki pengaruh positif dan tidak signifikan terhadap ketimpangan wilayah Provinsi Jawa Timur tahun 1995-2024. Sementara variabel PMA, jumlah penduduk bekerja dan proporsi penduduk bersekolah memiliki pengaruh negatif dan signifikan terhadap ketimpangan wilayah. Secara simultan, keempat variabel berpengaruh signifikan terhadap ketimpangan wilayah.

Strategi Pengembangan Usaha Seblak Ema dalam Meningkatkan Daya Saing di Era Digital

Tue, 22 Sep 2026 00:00:00 +0000

Penelitian ini bertujuan untuk mempelajari cara-cara yang digunakan dalam membangun usaha Seblak Ema agar dapat lebih kompetitif di tengah kemajuan zaman digital. Penelitian ini menggunakan pendekatan kualitatif deskriptif dan mengumpulkan data melalui wawancara semi-terstruktur, observasi langsung, serta dokumentasi. Analisis data dilakukan dengan menggunakan model interaktif yang dibuat oleh Miles dan Huberman, yang terdiri dari tiga tahap utama, yaitu pengurangan data, penyajian data, dan penarikan kesimpulan. Penelitian ini berfokus pada strategi produk, strategi harga, pemasaran digital, efisiensi operasional, serta kepuasan pelanggan. Penelitian menunjukkan bahwa kekuatan utama Seblak Ema adalah berbeda dari produk lain dengan konsep prasmanan yang menawarkan berbagai topping dan harga yang murah, yang sesuai dengan kebutuhan konsumen yang merupakan mahasiswa. Pemanfaatan digitalisasi sudah mulai digunakan, tetapi masih hanya terbatas pada media sosial dan sistem pembayaran QRIS yang belum dimanfaatkan secara strategis. Tantangan utama yang dihadapi mencakup kurangnya kemampuan dalam menggunakan teknologi digital, kesibukan yang membuat sulit mengelola media sosial, serta keterbatasan tenaga kerja di bidang pemasaran digital. Penelitian ini menunjukkan bahwa memperkuat strategi pemasaran digital dan terus melakukan inovasi bisnis adalah cara penting untuk meningkatkan kemampuan bersaing Seblak Ema di masa ekonomi digital.

Examining the Impact of Green Loans and Green Investment on Credit Growth in Indonesian Islamic Banks

Abdul Syukur, Nawwaf Raihan Ryant Mahendra, Yohanes Vianney Ario Nugroho — Tue, 22 Sep 2026 00:00:00 +0000

The implementation of sustainable finance in Indonesia has accelerated following the issuance of Financial Services Authority Regulation Number 51/POJK.03/2017, which encourages Islamic banks to integrate environmental and social considerations into their financing activities. This study aims to examine the effect of green loans and green investment on credit growth at Bank Syariah Indonesia using a quantitative approach based on Stakeholder Theory, Signaling Theory, and Pecking Order Theory. Secondary data were obtained from the monthly financial reports of Bank Syariah Indonesia for the period January 2023 to December 2024 and analyzed using multiple linear regression with EViews. The results indicate that both green loans and green investment have a positive and significant effect on credit growth. These findings suggest that sustainable finance practices can strengthen the intermediation function of Islamic banking while supporting sustainable credit growth.

Implementasi keuangan berkelanjutan di Indonesia semakin berkembang sejak diterbitkannya Peraturan Otoritas Jasa Keuangan Nomor 51/POJK.03/2017 yang mendorong perbankan syariah untuk mengintegrasikan aspek lingkungan dan sosial dalam kegiatan pembiayaan. Penelitian ini bertujuan menganalisis pengaruh green loan dan green investment terhadap pertumbuhan kredit pada Bank Syariah Indonesia dengan menggunakan pendekatan kuantitatif yang didasarkan pada Stakeholder Theory, Signaling Theory, dan Pecking Order Theory. Data sekunder diperoleh dari laporan keuangan bulanan Bank Syariah Indonesia periode Januari 2023 hingga Desember 2024 dan dianalisis menggunakan regresi linier berganda dengan EViews. Hasil penelitian menunjukkan bahwa green loan dan green investment berpengaruh positif dan signifikan terhadap pertumbuhan kredit. Temuan ini mengindikasikan bahwa penerapan keuangan berkelanjutan mampu memperkuat fungsi intermediasi perbankan syariah sekaligus mendukung pertumbuhan kredit yang berkelanjutan.